Payment insights

Curated content to help educate and inspire your payments strategy.

We share new blog insights regularly to help optimise your payments performance. We cover everything from fintech and consumer payment trends across specific regions, to comprehensive guides on technologies and changing payment regulations as they happen.

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What is an Acquirer Reference Number (ARN)?  

An Acquirer Reference Number (ARN) is a unique 23-digit code used for Visa and Mastercard payments. ARN lets merchants, banks and customers [Read more]

Bacs payments guide: How they work, processing times, pros and cons

A Bacs payment is a transaction processed through the Bacs network, a UK bank transfer. It allows both sending funds through Direct Credit [Read more]

What is a recurring payment?

Recurring payments are scheduled, automatic transactions authorised by consumers for regular bill payments, memberships or subscriptions. [Read more]

Interchange++ (IC++) pricing explained

Accepting card payments is essential for growing your business, but the fees involved can often feel complicated and unclear. By [Read more]

What is scheme tokenisation and how does it work?

Maintaining customer loyalty ranks among the top priorities for businesses, yet earning a customer's trust remains a formidable challenge. [Read more]

Case Study: Freedom Destinations

About Freedom Destinations Freedom Destinations is a UK based travel company specialising in tailor-made holidays to some of the world’s [Read more]

What is the Instant Payments Regulation (IPR)?

Money moving across Europe is about to get a lot faster. The Instant Payments Regulation (IPR), known officially as Regulation (EU) [Read more]

Celebrating World Fintech Day 2025

Every year on August 1st, World Fintech Day gives us a chance to reflect on how financial technology is transforming the way we pay, bank [Read more]

APMs in focus: MyBank

What is MyBank? MyBank is a real-time online banking payment method in Southern Europe that allows consumers to pay directly from their [Read more]

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